Businesses must evaluate their banking strategies amid unchanged interest rates by focusing on price, liquidity, and risk. This article explores optimizing bank balances to enhance financial stability and emphasizes updating treasury policies to navigate the modern banking landscape. Discover...
Modern payment platforms like Adyen and Stripe are praised for their innovation and customer base. However, some merchants face challenges like support issues, outages, and high costs. True optimization may require multiple gateways, fraud tools, and local payment methods. Payment orchestration...
The UK's Payment Systems Regulator (PSR) has released interim findings on Card Scheme Fees, criticizing Visa and Mastercard for fee increases. Originally member-owned, both companies transitioned to publicly listed entities, with fee hikes anticipated following Visa Europe's acquisition by Visa...
An up-to-date Treasury Policy and Treasury Management Strategy are critical to a company’s success. But are they being updated with the changing business landscape? This white paper explains what needs to be considered for these policies to remain relevant
There has been a dramatic shift in the past few days in the expectation of where interest rates are headed. This has taken many of us by surprise. It has now become much more important that companies can adapt to a long-term higher interest rate environment.
Corporate Benchmarks from Bankhawk show that the return on company funds in U.S. banks is not climbing as fast as Fed rate increases and market interest rates suggest.
Mastercard and Visa reached a $30 billion settlement last week with merchants over a long-standing credit card payment swipe fee case. If approved, the antitrust settlement will be one of the largest in U.S. history.
There are good guys and bad guys in this world of payments, and here are some red flags to look out for if part of your job is to look after payments vendors.
Fraud prevention is a problem for any online business and getting it right is all about finding the right balance between preventing actual fraud and minimising false-positives, all while avoiding onerous or costly internal processes.
There are dozens of vendors to choose from and finding the...
Banks are profiting from interest rate rises at the expense of their customers. Businesses and other organisations are unwittingly contributing to the record profits by not having optimised banking arrangements.
The rise in interest rates is driving bank profitability in a way not seen since before the
Global Financial Crisis. Lower provisions have added further to the record figures. Banks’ Net
interest margins continue to expand despite competition from money market funds.
The announcement of a new rescue plan for Credit Suisse wont fully settle the nerve of investors and depositors. Similarities with the disastrous forced takeover of HBOS by Lloyds Bank in 2008 after Lehman Brothers collapsed. The problems at Credit Suisse are widely known but the speed with...
The ECB recently published its annual card fraud report for 2021 which shows CNP fraud at its lowest levels since records began and a 12% reduction on the previous year.
The report points to the implementation of strong customer authentication (SCA) under the revised PSD2, which suggests CNP...
According to the ECB data published on 02 August 2023 Euro businesses are contributing €’billions to bank profits because they haven’t optimised their banking arrangements.
Record bank profits are dominating the headlines and this means that businesses are paying more for their banking...
Improving governance can be a time consuming, costly and labour-intensive process for any company. However, not employing a financial governance process leaves companies exposed to internal and external fraud, poor quality reporting, and regulatory compliance issues.
In this article we will...
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