Virtual Card

Virtual Card

Virtual Card by OnlineCheckWriter gives businesses complete control over spending with purpose-driven virtual cards that only work where you want them to work. Create a card for Google Ads it only works for Google. Issue one to a contractor - it only works at Home Depot. Every card has one job. Every purchase is intentional.

Create cards instantly from your OnlineCheckWriter wallet with unique card numbers, built-in vendor locks, and automatic spending limits. If a transaction doesn’t match the approved merchant, it’s declined - making it impossible to overspend or buy the wrong items.

Eliminate shared card confusion. No more mystery purchases, unauthorized add-ons, or frozen accounts affecting your entire team. If one card is compromised, the others keep working. Instantly create a replacement with zero downtime.

Track every dollar in real time with live dashboards, instant alerts, automatic receipt capture via SMS, and AI-powered expense categorization. Sync transactions with your accounting software for seamless reconciliation.

Issue cards to remote employees and global contractors in 50+ countries. Set budgets by team, project, or vendor - all from one centralized platform.

Free trial. No setup fees. Cancel anytime.
FDIC insured through partner banks. PCI DSS compliant. Works with Apple Pay and Google Pay.