vAuth

Product Details

(Click to enlarge image) Authenticate bank account access instantly. Authenticate a user has current authorized access to an account leveraging our real-time microdeposit solution.

Our vAuth® solution revolutionizes bank account authentication by providing instant microdeposit verification, ensuring secure and efficient account access validation in real time. By leveraging cutting-edge payment rails such as RTP, FedNow, and Same-Day ACH, we eliminate the delays of traditional microdeposits, reducing processing time from 3-4 days to just seconds. With vAuth® , businesses can confidently verify bank accounts before initiating high-value transactions, minimizing fraud risks while enhancing the onboarding process for consumers who may hesitate to share sensitive login credentials. Our innovative approach involves depositing a penny into the consumer's bank account within seconds, followed by a simple 4-digit code verification to confirm account ownership instantly. Designed to streamline authentication, mitigate risks, and reduce abandonment rates, vAuth® is a seamless and secure solution tailored to meet the needs of modern businesses.