vInsightsync

Product Details

(Click to enlarge image) Unlock intuitive cash-flow insights. Utilize our cash flow insights report for a more holistic view of consumer financial behavior including inflows, outflows, and affordability.

Our vInsightsync™ solution empowers businesses with a comprehensive cash flow insights report, designed to deliver a holistic view of consumer financial behavior, including inflows, outflows, affordability, and account stability. By performing a deep behavioral analysis of 90 days of bank transaction history, vInsightsync™ evaluates risk, ability to pay, ownership, and fraud signals, helping businesses make smarter credit, lending, and payment decisions. Our FCRA-compliant solution enables more accurate underwriting by providing essential metrics such as affordability scores, live account balances, and payment default rankings, while also delivering adverse action codes for regulatory compliance. Integrated seamlessly through API calls using existing open banking providers or our vInsightsync™ platform, businesses can unlock actionable cash-flow insights to optimize credit line offers, assess risk effectively, and enhance their strategic product placements. With vInsightsync™, we make it easy for financial service providers to access intuitive, data-driven insights for more informed decision-making and improved customer outcomes.

vInsightsync™ performs a deep behavioral analysis of bank transaction history to help evaluate risk, ability to pay, ownership, and fraud signals.

vInsightsync™ provides a report offering information on:

- Account balance, affordability, and stability
- Detailed analysis of inflow and outflow behavior
- Affordability and payment recommendations
- Risk scores and payment default rankings