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3 Degrees

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3 Degrees is an international payments infrastructure platform that helps finance teams modernize accounts payable and receivable across borders. We provide a single, standardized API that connects corporates, banks, and platforms to global payment rails—banks, local clearing systems, and non-SWIFT networks—without the complexity of managing dozens of integrations.

For accounts payable, 3 Degrees enables finance teams to pay international suppliers faster and at lower cost, with intelligent routing, local-currency payouts, and full visibility into fees, FX, and payment status. For accounts receivable, we support the collection of funds in multiple currencies through local accounts, allowing businesses to receive payments globally and repatriate funds efficiently.

By sitting above the settlement layer, 3 Degrees acts as the decisioning and orchestration layer for cross-border AP/AR—optimizing routing, compliance, and operational workflows while avoiding balance-sheet and regulatory complexity. The result is a simpler, more transparent way for finance teams and their partners to manage global money movement.

Company Details

Address
1111b S Governors Avenue STE 26888
Dover, DE 19904

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Products & Services

3 Degrees – International AP/AR Payments

3 Degrees is an international payments platform for accounts payable and receivable that brings transparency to...

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Categories

Foreign Exchange
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