VGS Account Updater automatically updates expired card information to avoid payment declines and offer a seamless payment experience.
You can purchase Account Updater individually from each processor or just once from VGS as an add-on to the Vault and use it across all processors. Achieve greater cost efficiency with a processor-agnostic solution that enables you to securely update across card brands in the merchant inquiry.
Better Customer Experience
When a new card is issued, details are updated without manual customer effort to avoid declines. A positive payment, friction-free experience promotes repeat and recurring purchases and reduces the potential of lost sales. 48% of customer churn comes from failed payments.
Combine with Network Tokens
Account Updater works with Network Tokens to increase authorization rates by lowering payment declines. Improve conversion further when you add Account Updater. Use it for processors that don't accept Network Tokens or when you need the full card number for fraud prevention or identity protection.
Fraud Prevention/Manage Risk
Processing transactions with outdated card numbers exposes you to the risk of a consumer opening a chargeback. Process transactions with the latest card numbers and avoid a purchase being flagged for a chargeback.